|You should own this book right now.|
The ten distinctions can be broken down into three major areas, though some overlap somewhat. Those three are mindset, planning, and obviously finance. Finance takes up the lion's share of the topics, but he doesn't neglect the other two either. This is evident because his list is presented in what he has deemed a decreasing order of importance format and a mindset distinction, asking long-term vs. short-term thinking, is numero uno.
Finance advice is understandably the most prolific topic covered, as is to be expected in a money book. However, several of them take counter-intuitive approaches that many might not believe at first glance. For example, he advocates being generous because millionaires are. That runs counter common sense of anyone who may be trying to accumulate funds, but as anyone familiar with Dr. Thomas J. Stanley's work (or has been on the receiving end of generosity) can attest, it is definitely true.
However, there does exist one issue that does deserve to be pointed out. Although it extends far beyond the book, the ambiguity that surrounds the terms "middle class" and "millionaire" can be counterproductive to the intended audience. Despite the title of the book, the two do not have to be mutually exclusive, especially when considering the extremely generous designation of the "middle class" in this country. This really is a topic I'll get more into in another post, but plenty people we consider "middle class" can become millionaires in well under a decade with a little self-discipline. This book can definitely help those in that situation to achieve what they're capable of, but it doesn't mean everyone else is doomed.
Notwithstanding that small detail, I also think this is a book that you should buy soon. If you are unable to buy, definitely check the library first. But this really is a book that you should plan on keeping for quite some time so buy it if possible. Since it is physically small, it can be easily transported to your favorite places of abode and congregation to keep you reminded of your goal. Amazon also has a Kindle version if you'd prefer to just keep it digital and I'm sure it may be obtained in other digital formats as well. In addition to ease of transporting, it also isn't going to rival Homer's Iliad in length. Each of the Distinctions is laid out in only a couple pages and is right to the point. As such, you can read one on your break at work, on the bus home, during a layover, or whenever you find a few minutes to kill. Since time is money, that time will be some of the best time spent for your money.